Real-world asset tokenization with compliance built in.
BitAzure builds tokenization platforms that bring funds, real estate, commodities, bonds and deposits on-chain with the controls institutions require: compliant issuance and redemption, transfer restrictions, investor onboarding, custody integration, registry and reporting.
- Tokenized funds, real estate, commodities, bonds and deposits
- Issuance, redemption and transfer restriction modules
- Investor onboarding, KYC and custody integration
- Registry, cap table and regulatory reporting
Total supply 1.0 billion tokens
What is tokenization?
Tokenization is the process of representing ownership of, or a claim on, a real-world asset as a digital token on a blockchain, with issuance, transfer and redemption governed by rules that mirror the legal and regulatory terms of the underlying asset.
A tokenization platform is the software that makes this operational: an issuer portal, an issuance and redemption service, token contracts with embedded transfer restrictions, an investor registry and cap table, and integrations with KYC providers, custodians, valuation feeds and reporting systems. Security-token infrastructure applies where the asset is a regulated instrument.
BitAzure builds these platforms for issuers, fund administrators, banks and marketplaces. The engineering focus is on making compliance rules enforceable in code, keeping the on-chain registry and the legal register in agreement, and integrating with the custody and identity providers the issuer already relies on.
Tokenization platform development services
The platform is built around an authoritative registry and a rule engine, with the on-chain token enforcing the same rules at transfer time.
Asset Classes
- Tokenized funds: units, NAV-based subscriptions and redemptions
- Real estate: fractional ownership, income distribution and SPV structures
- Commodities and asset-backed tokens with reserve attestation hooks
- Bonds and debt instruments with coupon and maturity logic
- Tokenized deposits and cash equivalents for settlement
Issuance & Lifecycle
- Issuance workflows: subscription, allocation, minting and settlement
- Redemption and buyback with off-chain settlement confirmation
- Corporate actions: distributions, splits, conversions and maturities
- Security-token infrastructure with restricted-transfer standards where legally applicable
- Multi-series and multi-class token structures
Compliance Modules
- Transfer restrictions enforced on-chain per jurisdiction and investor class
- Whitelisting through an on-chain identity registry
- Holding periods, lock-ups, holder caps and concentration limits
- Forced transfer and recovery functions with governed access
- Rule engine with versioned, auditable policy changes
Investors & Custody
- Investor onboarding with KYC/AML and accreditation checks
- Investor portal for subscriptions, statements and documents
- Custody integration with institutional custodians and self-custody wallets
- Wallet binding and re-issuance for lost-key recovery
- Role-based access for issuers, administrators and transfer agents
Registry & Trading
- Cap table and registry synchronised with on-chain state
- Transfer agent tooling and legal register exports
- Secondary trading integration with compliant venues and bulletin boards
- Settlement against stablecoins or tokenized deposits
- Valuation and oracle feeds for NAV, pricing and collateral values
Reporting & Operations
- Regulatory and investor reporting with audit trails
- Reconciliation between ledger, custodian and chain
- Event notifications and document management
- Multi-chain deployment with a canonical registry
- Monitoring, alerting and operational runbooks
Reference tokenization platform architecture
The platform separates the issuer-facing workflow, the compliance engine, the on-chain token and identity contracts, and the external providers for custody and identity. The registry stays authoritative and is reconciled against chain state continuously.
Hover or focus a component to see its role in the architecture.
- Issuer Portal (Issuance · corporate actions): Issuers and administrators configure offerings, approve subscriptions and trigger distributions.
- Investor Portal (Onboarding · statements): Investors onboard, subscribe, view holdings and request redemptions.
- Issuance Service (Mint · redeem workflows): Orchestrates subscriptions, settlement confirmation, minting, redemption and corporate actions.
- Compliance Engine (Rules · whitelist sync): Evaluates jurisdiction, investor class and lock-up rules and syncs approved wallets on-chain.
- Registry / Cap Table (PostgreSQL · audit trail): Authoritative record of holders and positions, reconciled with chain events.
- Compliant Token Contract (Transfer rules): Checks every transfer against the identity registry and rule set before it settles.
- Identity Registry (On-chain whitelist): Wallet-to-identity binding with claims for jurisdiction, class and status.
- Custody Provider (Institutional / self-custody): Holds investor and issuer keys; signs settlement transfers under instruction.
- KYC / AML Provider (Identity · screening): Identity verification, accreditation and sanctions screening results.
- Reporting & Valuation (NAV feeds · regulatory): Regulatory reports, investor statements and valuation inputs from oracle feeds.
Portals
- Issuer portal
- Investor portal
- Transfer agent console
Services
- Issuance & redemption
- Compliance engine
- Registry / cap table
On-chain
- Compliant token contract
- Identity registry
- Settlement
Providers
- Custody
- KYC / AML
- Valuation & reporting
Tokenization platforms we build
Tokenized fund units
Private credit or money-market fund shares with automated subscriptions and NAV updates.
Fractional real estate
Property SPV tokens with income distribution and compliant secondary transfers.
Digital bonds
Issuance, coupon payment and maturity handling on a permissioned or public chain.
Commodity-backed tokens
Metals or energy tokens backed by attested reserves with redemption flows.
Tokenized deposits
Bank-issued settlement tokens for on-chain payment and delivery-versus-payment.
Marketplace for private assets
A venue where issuers list tokenized assets and whitelisted investors trade them.
Why institutions build tokenization platforms with BitAzure
Compliance in code
Transfer rules, holder limits and lock-ups are enforced by the contract, not by after-the-fact review.
Registry integrity
Cap table, custodian records and chain state are reconciled continuously.
Provider agnostic
Custody, KYC and valuation integrations are adapters that can be swapped without a rebuild.
Institutional workflows
Portals and approvals designed for issuers, administrators and transfer agents.
Chain flexibility
Public, permissioned or hybrid deployment depending on the asset and investor base.
Audit-ready reporting
Every action is logged with an audit trail suitable for regulators and auditors.
Technologies we use for tokenization
Solidity
BlockchainEVM smart contracts: tokens, DeFi protocols, governance, vesting.
EVM
BlockchainEthereum, BNB Chain, Polygon, Arbitrum, Optimism, Base, Avalanche.
Ethereum
BlockchainMainnet and L2 deployments, account abstraction, indexing.
Polygon
Node.js
BackendEvent-driven APIs, gateways and real-time WebSocket services.
TypeScript
FrontendStrict typing across the entire stack, client to contracts tooling.
Java / Kotlin
BackendJVM services for enterprise integration and banking-grade systems.
PostgreSQL
DatabaseTransactional ledgers, ledgers-of-record and analytical workloads.
Kafka
DatabaseDurable event streaming between engines and services.
React
FrontendComponent-driven UIs for dashboards, exchanges and wallets.
AWS
InfrastructureEKS, RDS, KMS, CloudHSM and multi-region deployments.
Azure
InfrastructureAKS, Key Vault and enterprise identity integration.
How we deliver a tokenization platform
Every engagement follows a documented, milestone-driven path from discovery to continuous development.
- 01
Asset & regulatory analysis
Asset structure, jurisdictions, investor types and the legal wrapper are reviewed with your counsel to define enforceable rules.
- 02
Platform architecture
Registry model, chain selection, compliance rule engine and provider integrations are designed.
- 03
Contracts & compliance engine
Token, identity registry and rule contracts are built and tested alongside the off-chain compliance service.
- 04
Portals & integrations
Issuer and investor portals, custody, KYC, valuation and reporting integrations are delivered.
- 05
Testing & review
End-to-end lifecycle tests, reconciliation drills and third-party review coordination.
- 06
Go-live & operations
First issuance under supervision, monitoring, runbooks and continued support.
Security practices in tokenization
Rule enforcement
Compliance checks run on-chain at transfer time, so the off-chain engine cannot be bypassed.
Identity binding
Wallets are linked to verified identities with revocation and re-issuance procedures.
Custody segregation
Issuer, investor and platform keys are separated, with institutional custody where required.
Governed admin powers
Forced transfer, freeze and rule updates require multi-party approval and are logged.
Data protection
Personal data stays off-chain, encrypted and access-controlled; only hashes and identifiers touch the chain.
Independent review
Contracts and platform undergo external review when required; audit status is only stated when a report exists.
We coordinate independent third-party audits on request and never claim an audit, certification or compliance status unless it has actually been obtained.
What to decide before tokenizing an asset
Legal wrapper determines the token
The SPV, fund or note structure defines what rights the token carries; engineering follows the legal design.
Public versus permissioned chain
Public chains offer liquidity and composability; permissioned deployments give control over participants and data.
Custody expectations
Institutional investors often require qualified custodians, which shapes wallet and settlement flows.
Secondary liquidity
Compliant secondary markets are still developing; design transfer rules that work with the venues available today.
Data privacy
Investor data cannot live on-chain; plan the off-chain data model and where it is stored.
Operational roles
Transfer agents, administrators and compliance officers need tooling and defined responsibilities.
Tokenization questions
Fund units, real estate interests, commodities, bonds and notes, receivables and bank deposits are the most common. Feasibility depends on the legal wrapper and jurisdiction, which we assess with your counsel before design begins.
Exploring asset tokenization?
Tell us about the asset, investors and jurisdictions. We will outline a compliant platform architecture and delivery plan.